Social Security’s COLA will be 3.6% in 2027 as inflation persists https://t.co/UO3UNBM80B

By: MarketWatch

Published: 2026-10-14T16:01:18.456733Z

Last Updated: 2026-10-15T14:02:41.247966Z

Category: Money

The projected adjustment would raise monthly benefits, but the final figure will depend on inflation data collected later this year. • The increase is expected to be smaller than the 2026 adjustment, reflecting a gradual easing in price growth rather than a full return to pre-inflation conditions. • Retirees and disabled beneficiaries may still feel financial strain as housing, food, health care and insurance costs continue to rise faster than some other consumer prices. • The annual COLA is calculated using inflation data from the third quarter, meaning the estimate could change before the official announcement. • For millions of Americans who rely heavily on Social Security, even a modest adjustment can affect decisions about medication, transportation and daily expenses. The projected increase underscores the delicate balance between protecting beneficiaries from inflation and preserving the program’s long-term finances.